Apply Secured Credit Card
Compare and apply for a secured credit card online. Secured credit cards are rapidly gaining in popularity as an option to obtain credit cards for people with poor, damaged or an unestablished credit history. Secured credit cards are available from both Visa and MasterCard allowing for broad acceptance due to the popularity of their networks. They also are a common way for people to establish their credit history, or rebuild it after events such as bankruptcy, since most issuing companies regularly report to the major credit bureaus.
Secured Credit Cards
| Annual Fee | Transfer Fee | Transfer APR | Intro APR | Regular APR | Recommended Credit | ||
|---|---|---|---|---|---|---|---|
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$119.40 | N/A | 0.00% | 0.00% | 0% on purchases | BAD CREDIT |
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|
$59 | N/A | N/A | 19.50% | 19.5% | BAD CREDIT |
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|
$59 | N/A | N/A | 19.50% | 19.5% | POOR CREDIT |
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|
$59 | N/A | N/A | 19.50% | 19.5% | POOR CREDIT |
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|
$59 | N/A | N/A | 19.50% | 19.5% | POOR CREDIT |
 |
|
$59 | N/A | N/A | 19.50% | 19.5% | POOR CREDIT |
 |
|
$59 | N/A | N/A | 19.50% | 19.5% | BAD CREDIT |
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|
$50 | 5% | 9.75% | 9.75% | 9.75% | BAD CREDIT |
Apply Secured Credit Card After Bankruptcy
Secured credit cards are just one option of credit cards for people with bad credit. With secured credit cards the card holder deposits a percent of the total amount of credit desired. The amount is typically 100% to 200% of the credit amount desired but can be lower due to incentives issuers offer. As a card holder you will be expected to make regular payments just like you would with any credit card. The deposit is typically held and only used as a payment when the card holder is in default and the account is closed.
Another popular option is to apply for prepaid credit cards. Prepaid cards are actually more of a storage card than a credit card in that they do not offer credit to the card holder. With Prepaid cards, the card holder deposits money and when the card is used the amount is debited from the balance. A great way to manage a budget as well as another option to obtain a card after bankruptcy or with a less than ideal credit history.
Both secured credit cards and prepaid cards are commonly used options to obtain a secured credit card after bankruptcy.
Apply For Secured Visa Credit Cards
Additional information on secured credit cards can be found throughout the website. To apply for secured credit cards, see apply for secured credit card. Or if a specific issuer is desired, see secured Visa credit cards.